5 Reasons Why You Want to Have Credit

   Credit is the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. There are reasons why you want this stuff. First, able to buy items immediately. Are you looking at a new branded satchel from outside glass window of a bag shop? Then thinking to buy it long after your next payday? No way! Good news is, we don’t have to wait too long just to buy things we want or need. Having a credit will make us able to buy items, right at the moment we see them.

   Second, don’t have to carry cash. Carrying around full-content purse or maybe a bag of cash will do you no good. Instead of giving a relaxing feeling of having much money in your hand, it gives you the feeling of anxiety – because you carry around a large amount of cash you need to keep safely. By having a credit, you will not have to overwhelm yourself with much money in your hand, and just go buy anything you like with merely a single credit card. Third, creates a record of purchases. While buying day-today items, we usually tend to forget how much we have bought. Having a credit card will help us to know our detailed record of purchases within certain period of time.

   Fourth, more convenient than writing checks. We all know these days, using checks are underrated. In another word, it is just too old-fashioned! Having a credit card, you can have more satisfying shopping experience because your credit will be accepted by almost every shops and at any time in a day! Fifth, consolidates bills into one payment. This is simple yet very convenient benefit from having a credit. It can consolidate all the bills into one payment in papers. Which means all of credit holder can take conveniently check out their bills that written in papers because they do not have to collect all bills or payments every time they buy things.